When it comes to buying a trailer we understand it is an investment you'll want to be comfortable with. Trailer financing can help ease the burden of paying for the trailer.
Making a purchase on a trailer can sometimes be overwhelming and working within a certain budget is important.
Fortunately, there are a few ways to save or assist you with your next trailer purchase at NC Trailers.
We'll be going over the ways we can help manage your budget.
Trailer Financing | Trailer loans
You're not always going to be able to pay for the trailer you'd like to buy upfront.
Many of our customers request that we help them apply for financing and assist them in completing their purchase so they can go home with the trailer of their choice.
It's important to us that you're getting what you want so let us assist in getting financed.
Frequently asked questions about financing
A) What type of a credit score do I need?
At NC Trailers we help you apply, complete the necessary paperwork or online forms in order to apply to a financing company.
We have over 20 lenders to choose from, and each one varies on what they require your credit score to be.
We accept all types of credit. Most people we can get approved through traditional financing. If we cannot, we have rent-to-own, which is a no credit check option. Between financing and rent-to-own, there is a payment option for you either way.
B) How many financing companies do we work with?
We have over 20 lenders, which gives you a lot of options and a lot of chances to get approved.
C) How long does it take to get approved?
Typically you will get an answer from our lenders on the same day. Sometimes the response is instant based on the company you're applying to. At max, it should only take 24 to 48 hours.
D) How can I apply?
1) You can apply online here. Just click on the link, fill out the form and we will contact you as soon as we process your details. Once we receive your application we will call you to get some finalizing information.
2) You can come to our store location and apply in person. If you're ready to starting browsing for the trailer you'd like to buy and want to knock out two things at once, give us a visit and we will walk you through the process.
E) What do I need to apply?
You'll just need some things like your personal information, employee information, income, banking information. If you are approved you'll need two forms of ID to verify your identify.
At anytime if you need help or have questions about trailer financing just give us a call at 336-276-0329.
Trade-In Your Trailer
Get money out of your current trailer by trading it in to us. We don't offer any guaranteed value of what we will give you but if you bring it by our shop then we will give you an evaluation.
If we deem your trailer acceptable for trade-in, then it will save you time while trying to sell it yourself. This gives you immediate cash to spend upfront, helping you with the cost of your new trailer
Used Trailers for Sale
To save you money but not sacrifice quality we have used trailers for sale. Our shop manager personally inspects these himself to ensure the trailers we resale are of top quality.
We make sure the frames aren't twisted and bent. When necessary, we will replace the axles, couplers, or even a board and piece of metal. We do this so your trailer is safe to use and will do the job you want it to.
Other maintenance we perform before selling a used trailer is greasing the axles and fixing lighting issues.
If you're interested in a used trailer for sale then give us a call to see what we have in-stock. Currently we don't list these on our website because the inventory is constantly changing.
Factory Direct Trailers
Another way to save yourself some money is buying our factory direct trailers for sale. These prices will be a little less than the trailers we have on our lot due to freight cost and other fees.
Before you plan on buying a factory direct trailer you'll want to check with us to make sure the trailer you want is available at the factory.
If you're willing to go to the factory yourself to pick up your trailer, ask a trailer pro about buying factory direct trailers.
You'll need to buy the trailer through us. It's then required to be here to complete the necessary paperwork.
Mainly, you'll need a MCO (Manufacturer's Certificate of Origin) and a Bill of Sale before you can go pick up the trailer from the factory.
Factory direct is only available on some of our enclosed trailer lines, and which brands qualify changes over time. Ask a trailer pro which enclosed trailers we can do factory direct right now.
Cash Price and Regular Price
Every trailer price on our website is listed two ways, a cash price and a regular price. The cash price is always the lower of the two.
The difference between them covers the payment processing fees we get charged on card purchases.
So if you are able to pay in full, the cash price is the number to look at. Ask a trailer pro which price applies to the way you plan to pay.
Conclusion
While making a large investment, it's always important to manage your money well and make smart decisions. At NC Trailers we are here to help you get financing for your next trailer.
Remember,
Ways to budget and save:
- Financing
- Trade-Ins
- Used Trailers for Sale
- Buying Factory Direct Trailers
- Paying the cash price instead of the regular price
If financing is not the right fit, we also offer rent-to-own. You can see what is on the lot right now on our trailer inventory page.
If you have any questions about anything we discussed in this article please give us a call at 336-276-0329.
Our trailer pro's are here to make trailer buying easy. We have a positive reputation and pride ourselves providing quality customer service.
Ready to find out what you qualify for?
Call us, stop by either lot, or fill out the financing request just below and we will get right back to you.
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