#1 Rated Trailer Dealer in the Carolinas!

Financing A Trailer for Your Business

Video: Financing Made Easy With NC Trailers

Podcast: Trailer Financing Made Easy With NC Trailers

Why Financing a Trailer Could Be Smarter

Did you know that every year more and more business owners are choosing to finance their trailers? It’s a smart move that keeps cash flow strong while ensuring smooth operations. Imagine getting the perfect trailer today without the hefty upfront cost—sounds good, right? In this post, we’re breaking down exactly how to make trailer financing work for your business.

  1. Cash Flow Flexibility: Financing helps you keep more money in your pocket—money that can be invested in other crucial parts of your business, like new tools, marketing, or hiring. It’s all about keeping your operations moving forward. For example, if financing a trailer means you can take on more work next month, the additional revenue can easily cover the interest and payments.
  2. Pro Tip: Think of the opportunity cost. Tying up $10,000-$30,000 of your cash in a trailer might mean missing out on other growth opportunities. Financing lets you spread out those payments, keeping your funds liquid for whatever else your business needs.

One of our customers, a landscaper, financed a dump trailer. Within just a month, he landed a big project that paid for three months' worth of trailer payments in a week. Financing enabled him to seize that opportunity.

Custom Financing Solutions at NC Trailers

Every business is unique, so your financing should be too. At NC Trailers, we offer flexible financing options to suit your needs:

  1. Secured Loans: Your trailer acts as collateral, helping you get better rates and longer terms.Pro Tip: Secured loans often have no early payoff penalties, giving you the freedom to pay on your terms.
  2. Rent-to-Own: No credit check required. This is ideal for new businesses or anyone with limited credit history. You rent until you're ready to buy, keeping it simple.
  3. Lease-to-Own Equipment: Lease-to-own equipment is a type of equipment leasing agreement that gives the lessee the option to purchase the equipment at the end of the lease term.
  4. Layaway Plans: Similar to rent-to-own, you can gradually pay for your trailer and take delivery once it’s fully paid off.

Avoid This Mistake: Don’t assume that bad credit will stop you from getting a trailer. At NC Trailers, we work to guarantee approvals and tailor payment terms to fit your financial situation.

How to Get Started with Trailer Financing

The process is straightforward and designed with you in mind:

Choose Your Budget: Decide on a down payment or monthly payment that works for you. Unsure? Complete our online application at nctrailers.com/financing, and we’ll guide you through your options.

Pick Your Trailer: Browse hundreds of trailers at nctrailers.com or visit us in person. Whether you need a dump trailer or an enclosed hauler, we’ve got you covered. Check more trailers we can finance for businesses below:

TYPE OF TRAILER TYPICAL PRICE RANGE
Dump Trailers $5,000 to $20,000
Utility/Landscape Trailers $1,500 to $5,000
Roll-Off Bins and Transport $5,000 to $25,000
Gooseneck Trailers $5,000 to $25,000
Car Haulers $4,000 to $10,000
Equipment Trailers $5,000 to $10,000
Enclosed Trailers $4,000 to $20,000
Concession Trailers $8,000 to $30,000
Custom Trailers $4,000 to $40,000
Drop Deck Trailers $10,000 to $30,000

Apply & Sign: The application is simple and can be done online or at our office. Once approved, it’s just a matter of signing—and you’re ready to roll.

Common Myths About Financing

  1. Myth 1: “My credit isn’t good enough.”Truth: We’ve got options for all credit types—from good to bad and everything in between.
  2. Myth 2: “It’s better to save and pay cash.”Truth: Saving is great, but the opportunity cost of waiting could be even higher. Financing lets you use the trailer now, allowing you to earn more immediately.
  3. Myth 3: “Financing costs too much in interest.”Truth: With the right plan, financing often costs less than the missed opportunities of waiting to save up.

Conclusion

Financing a trailer can be a smart way to grow your business without sacrificing cash flow or missing opportunities. We’ve covered why financing makes sense, the different options available at NC Trailers, and how easy it is to get started.

Want to Learn More?

If you’re ready to explore more, check out our other trailer and towing-related blogs. For detailed information or to schedule a service, visit nctrailers.com or call us. We’re always here to help.

Check out the rest of our Financing Blogs.

About the Author

Hi, I’m Johnny Shelton with NC Trailers, the #1 rated trailer dealer in the Carolinas. With over 300 trailers in stock, we’ve proudly served contractors, adventure seekers, and everyone in between since 1996. Having sold and serviced over 10,000 trailers, we’re grateful for the trust our customers have placed in us. We’re committed to using our experience to help you succeed in all your trailer and towing needs. Let’s thrive together!

REQUEST FINANCING

Trailer Prelim Financing Blog
First Last N.
12:41 13 Apr 25
Nctrailers Team are awesome !!! Sam the sales representative was very helpful on the phone and when I should up on site. Shanice with my contract. Tammy explaining each process during the DMV registration and paperwork. Ryan was very patient in the pouring rain preparing and getting me connected to the truck and doing the safety checks 5 times to make sure no issues. Thanks nctrailers of Thomasville for professionalism and attention to detail. I definitely be seeing you guys in a few months for a car trailer .
Desiree B.
18:02 12 Apr 25
Had the pleasure of buying our first trailer for our new business from them this weekend. And let me say I can’t say enough about this company. From the first call with Donna, till we drove off the lot hooked up, they were absolutely amazing! Their inventory is intensive yes, but the customer service is extraordinary! Our purchase experience start with a transfer to Zach who was welcoming and extremely knowledgeable! Shancie took care of the financing and made everything so easy and simple, and Tammy was fast with our paperwork! Noah and Ryan went above and beyond for the install and hookup of all the accessories we choose! These folks are the best around and hire the most wonderful crew! Highly recommend them for any trailer purchase or service needs!
Mitch O.
12:47 12 Apr 25
I would like to take a minute and recognize several people at NC trailers. From the start it was Zach & Sam in sales which went above and beyond the process of helping me pick the correct trailer and helping me complete all necessary paperwork when I was literally 1800 miles away driving down the road.Shanice in financing made financing the trailer simple and quick, and behind the scenes Tammy in tag/title department was doing her magic so it all came together as one cohesive unit the day of picking the trailer up.Speaking of picking up the trailer, Ryan & Noah truly went above and beyond expectations working in the pouring rain, while not compromising standards of making sure everything went smoothly and that I was hooked up correctly while taking the time to fully go over every aspect of the trailer and how to hook and unhook the trailer.Tyler in Service & Parts was very helpful with information regarding the Gooseneck hitch for my next trailer.Thank you to each Team member of NC trailers. I HIGHLY recommend this company to anyone needing a trailer.So, if you need any type of trailer, accessory or even a repair, NC trailers should be your First and only stop. They truly make you feel like Family and the trailers are rated top in the Industry and priced very reasonably.Head on over to NC trailers and get your trailer today. Tell them Mitch with a “M” not a “B” sent you, and you should receive an extra smile or two.
Anthony T.
21:34 10 Apr 25
Awesome place to do business!
Shaun O.
04:19 09 Apr 25
I have to say I had great experience with the staff at NCtrailers in Thomasville, NC. The staff up there were amazing. I had the pleasure of being David’s first sale for his new career dealing in this type of equipment. He has had many years in sales and it shows but he decided to venture into a new atmosphere of sales. Working through the contract side of things Shanice was very thorough and was able to give me all the details I needed. She was so inviting and made you feel comfortable through would could be a stressful process.Tammy was a sweetheart with the tag and title paper work and talked me through all the necessary links and info I would need to setup the last little bit of info.Ryan and Noah had me all hooked up and ready to go and even took the time to help me find a short in my connection on my truck so I would be comfortable knowing all the lights and everything worked properly on the new trailer.All in all I had a great experience with the entire staff from parts to sales to service. I will most definitely be recommending them to anyone I know for their trailer needs.Now wish me luck on my lawn care company venture.Lawn Legends LLC.
Conard B.
14:22 07 Mar 25
The staff was very helpful and motivated I went back and forth with two trailers figuring prices and add ons they were very patient and provide me with two different layouts for two different prices. I finally made my decision. I would highly recommend for your next trailer go too NC trailer sales.
Keith B.
02:54 07 Feb 25
After searching many sites, I settled on calling NC Trailers of Thomasville, NC. Zach was very helpful over the phone answering my questions. After I decided on a trailer I drove 3 1/2 hours to arrive at their location only 30 minutes before they closed. They didn’t mind my late arrival or staying to complete the sale. I changed my mind on the trailer I wanted and Shaun was very quick to redo all the paperwork for the sale. Noah was also helpful in going over the trailer with me and answering questions I had. And thank you Tammy for saving me a trip to NCDMV, at NC Trailers they can do your DMV registration and you leave with tags already installed. The trailer pulled smoothly all the home.
Jenny D
00:33 11 Dec 24
Tyler at NC trailers was knowledgeable, helpful & communicated well. Tyler made getting the replacement part I needed hassle free. Thanks again!
Stephen J.
18:46 09 Dec 24
What a great place to purchase a trailer!! Such a huge inventory and very competitive pricing. My sales representative was Zach and he really went over the top to satisfy what I wanted. Shaun handled my contract and was super efficient as with Tammy, who handled my DMV paperwork. Many thumbs up to this great group!!Thanks so very much!!
Frederick H.
10:06 07 Dec 24
Bought a Landscaping trailer from them 5 years ago. Great trailer! They service and have parts in stock! Went and seen Tyler for parts the other day and he's very knowledgeable and friendly. Would recommend these guys to anyone! Dec 2024 Update: This is my second review. Lol. I some new HD axles installed on a trailer back in the spring and they are holding up GREAT! Thanks Tyler again for your sales work and Wes for an amazing flawless install! Great knowledgeable crew here!
Stephanie N James R
03:44 07 Dec 24
This company was great! Zach showed us great options, and helped us pick the perfect trailer for our needs. Shawn explained all of the extra packages we could add to it, and finalized the contract. Tammy did a great job at making sure we had our title, tag,and registration taken care of. And, Ryan and Noah got us hooked up and ready to go. Because they have an on-site parts and service department they were able to install the needed brake controller the our truck wasn't equipped with. Wonderful place. Will definitely recommend!
william C.
20:34 27 Nov 24
This is my second Trailer I bought from NC Trailers. Everyone that helped me went above and beyond with their service.Sales- ShancieFinance- ShawnDMV/paperwork- TammyHookup-Ryan & Noah.Their Service department helped me out a week later too.

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