Ultimate Guide To Car Hauler & Tow Dolly Financing

Financing can help you get the right hauler for the job without draining your bank account.
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The Ultimate Guide to Car Hauler and Tow Dolly Financing

If you’re in the business of moving cars or an adventure seeker looking to transport ATVs, motorcycles, or other vehicles, a car hauler or tow dolly might be just what you need. But let’s face it—these trailers aren’t cheap. Financing can help you get the right hauler for the job without draining your bank account.

At NC Trailers, we’ve been selling and servicing trailers since 1996. Over the years, we’ve sold and maintained over 10,000 trailers, earning us the title of the #1 Rated Trailer Dealer in the Carolinas. Our purpose is to thrive together with our team, customers, and community. Through our experience, we’ve gathered valuable lessons that we’re eager to share to support this purpose.

Why Choose a Car Hauler or Tow Dolly?

When it comes to hauling vehicles, you have options. Let’s break down the main choices to help you find the right one for your needs and your budget.

  • Car Haulers: Car hauler trailers are versatile, and designed to transport vehicles securely and efficiently. They come in both open and enclosed models, with various sizes and capacities to meet the demands of casual haulers and professional transporters alike.
  • Tow Dollies: Tow dollies lift the front wheels of a car while the back wheels remain on the ground. They’re a cost-effective option for hauling a single vehicle over short to medium distances and are great for situations where a full car trailer isn’t necessary.

Whether you’re transporting vehicles for business or personal use, financing a car hauler or tow dolly can be a smart move, helping you spread out the cost and keep your cash flow intact.

Key Factors to Consider When Choosing a Car Hauler

  1. Open vs. Enclosed Car Haulers
    • Open Car Haulers: These are budget-friendly and quick to load and unload. They’re ideal for shorter, infrequent trips, especially when protection from the elements isn’t a priority.
    • Enclosed Car Haulers: For regular use or high-value vehicles, an enclosed hauler provides full protection from weather and potential theft. It’s the best choice for transporting valuable or sensitive cargo over long distances.
  2. Trailer Size and Capacity
    • Car haulers vary widely in size. If you’re moving just one car, an 8.5’ x 20’ trailer is a solid option. For a bit more space, go with a 24’ length. However, multi-car trailers are also available, perfect for dealerships or transport companies moving several vehicles at once.
    • Capacity is key! Check the trailer’s Gross Vehicle Weight Rating (GVWR) and run the numbers to ensure it matches the weight of the vehicle(s) you’ll be hauling. A safe tow weight means a safe trip, protecting your cargo, trailer, and tow vehicle from unnecessary strain or damage.
  3. Material Choices: Aluminum vs. Steel
    • Aluminum Car Haulers: Lightweight, rust-resistant, and easy to maintain, aluminum trailers are great for those looking for a durable, low-maintenance option.
    • Steel Car Haulers: If you need a heavy-duty trailer, steel is the way to go. It offers the sturdiness and longevity required for regular use, though it can be prone to rust without proper coating.
  4. Tow Vehicle Compatibility
    • Don’t forget to check your tow vehicle’s GVWR as well. Ensure your truck can handle the weight of the trailer plus any cargo you’ll be loading. This is crucial for safe, efficient towing.

Types of Car Haulers

  • Standard Open Car Trailer: Perfect for budget-conscious buyers needing a basic, no-frills option. It’s easy to load and unload, and great for short hauls.
  • Multi-Car Open Trailer: A good choice if you need to haul multiple vehicles. They’re available in various configurations to hold two, four, or even more cars.
  • Wedge Open Car Trailer: This trailer has a slanted bed, making it easier to load vehicles from the ground.
  • Tilt Deck Open Car Trailer: Featuring a hydraulic lift, this option is ideal for low-clearance vehicles or those that can’t be driven onto a standard trailer.

Pro Tip: Need to haul more than just cars? A car hauler is versatile enough for light equipment, materials, or even recreational vehicles like ATVs and motorcycles. It’s an all-around workhorse!

Tow Dolly Benefits and Considerations

A tow dolly is a cost-effective, compact option for hauling a single car. They’re perfect for towing front-wheel-drive vehicles, where the back wheels remain on the ground. Tow dollies are affordable, easy to store, and ideal for those who don’t need a full trailer but still want to transport a car securely.

When to Use a Tow Dolly:

  • Great for moving vehicles over shorter distances.
  • Best suited for lighter vehicles, like sedans or small SUVs.
  • Easy to maneuver and park, making it ideal for personal use or limited space.

Financing Options for Car Haulers and Tow Dollies at NC Trailers

  1. Secured Loans: The trailer serves as collateral, giving you access to lower rates and extended loan terms. Terms can go up to 72 months, making monthly payments manageable.
  2. Rent-to-Own: No credit check is required, and you can work toward ownership at your own pace. This option is great for new business owners or anyone with challenged credit.
  3. Layaway: Prefer to pay over time without interest? Layaway allows you to make payments until the trailer is fully paid, at which point it’s yours.

Popular Accessories for Car Haulers and Tow Dollies

You can roll these add-ons into your financing plan, equipping your trailer with everything you need from day one:

  • Ramps: Essential for loading and unloading, particularly on non-tilt trailers.
  • Spare Tire: No one wants to be stranded with a flat—keep a spare on hand.
  • Tie-Downs and Straps: Keep your vehicle secure with quality tie-downs that can handle the load.
  • Toolboxes: Perfect for storing tools or additional equipment, making it easy to stay organized.
  • Locks and Security Accessories: Protect your investment with locks for the trailer hitch and wheels, and GPS trackers for added peace of mind.
  • GPS Trackers:Ideal for monitoring trailer location, adding an extra layer of security.
  • Maintenance Plans:Keep your trailer in top condition with routine maintenance, which can also be included in your financing package.
  • Aluminum Wheel Upgrades:Improve the look of your trailer and reduce overall weight with lightweight aluminum wheels.
  • Tow Packages:Get everything you need to hit the road, from hitches to brake controllers, all included in one financing package.

Why Trust NC Trailers?

At NC Trailers, we’ve been in the business of selling and servicing trailers since 1996. We’ve helped countless customers find and finance their ideal trailers with solutions for every budget and credit level. From competitive rates and flexible payment terms to quick approvals, we make it easy to secure your car hauler or tow dolly with a financing plan that works for you.

Conclusion

Financing a car hauler or tow dolly is about more than just making a purchase—it’s about getting the tools you need to move your vehicles, grow your business, or expand your adventures. With financing options for all budgets and credit types, you can get on the road with confidence.

Ready to learn more? We’ve got additional guides on financing for enclosed cargo trailers, equipment trailers, and more. Check them out for expert advice on finding the right trailer to meet your needs.

For more detailed information or to schedule a consultation, call, come by, or check us out on the web at nctrailers.com. We’d love to hook you up and get you rolling with the trailer that suits your goals. Thanks, and see you next time!

NC Trailers:  Contractors to Adventure Seekers

The #1 Rated Trailers Dealer In The Carolinas!


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About the Author

Hi, I’m Johnny Shelton with NC Trailers, the #1 rated trailer dealer in the Carolinas. With over 300 trailers in stock, we’ve proudly served contractors, adventure seekers, and everyone in between since 1996. Having sold and serviced over 10,000 trailers, we’re grateful for the trust our customers have placed in us. We’re committed to using our experience to help you succeed in all your trailer and towing needs. Let’s thrive together!

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