REQUEST RENT-TO-OWN (RTO)
RENT-TO-OWN DUMP TRAILERS
Bad Credit, or No Credit, Your Approved!
Need a dump trailer for hauling debris, materials, or equipment? Worried about the huge upfront purchase cost that could strain your finances, either personally or for your business? Consider rent-to-own (RTO) for your next trailer purchase. Lower upfront cost and you get to try the trailer to ensure it meets your needs. Rebuild your low credit/no credit by making all of your payments and completing the purchase.
RTO Process
1. Get Approved
Use the form below to provide your contact info. You will be linked to our online application. Complete the application and contact NC Trailers.
Real Time Approvals run 8am-6pm CST Monday through Friday and 8am-2pm Saturday. Applications outside these hours are still processed, but funding can be delayed if the required documents do not pass the identity check.
2. RTO Agreement
Pick a trailer and complete the RTO agreement at the dealership. To qualify, you will need:
- 21 years of age or older
- Valid U.S. driver’s license
- Current proof of insurance on the vehicle towing the trailer. You must be listed as a primary or secondary driver. If the policy is in a business name, bring the certificate of insurance or binder with your name included.
You also need proof of residency in your name, dated within 30 days of the contract:
- Utility bill
- Cell phone bill
- Pay stub
- Bank statement
No Cash App, Venmo, or Chime. Other accepted documents in your name: a non-expired vehicle registration for the towing vehicle, or a non-expired gun permit.
NC Trailers provides the MSO and bill of sale. Additional documentation may be requested if needed.
3. Make the First Payment
With the agreement signed, you will make the first payment at the dealership. This first payment includes the first month’s rent and a deposit. Future payments go through Hometowne Capital. If you can’t make future payments, simply return the trailer to NC Trailers and we will terminate the rent-to-own contract and take back possession of the trailer.
REQUEST RENT-TO-OWN (RTO)
Ready to finance or rent-to-own? Fill out the form below to get started!