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The Ultimate Guide to Financing Your Enclosed Cargo Trailer

Video: Financing Made Easy With NC Trailers

Podcast: Trailer Financing Made Easy With NC Trailers

The Ultimate Guide to Enclosed Cargo Trailer Financing

Did you know that financing an enclosed cargo trailer can be easier than getting a car loan? Imagine getting your trailer today without dropping piles of cash upfront. Sounds good, right?

In this blog, I'm going to break down everything you need to know about financing enclosed cargo trailers. Whether you're looking to haul equipment for your business or your weekend adventure gear, we've got you covered. We’ll look at the types of financing available, how the process works, and how NC Trailers can help you drive off with the trailer you need—without breaking the bank.

Why Enclosed Cargo Trailer Financing is Important

Enclosed cargo trailers are versatile—they protect your goods from the elements, keep your equipment secure, and can even double as mobile workspaces. But let's face it: they aren't cheap. Financing lets you avoid that hefty upfront cost while still getting what you need today.

Whether you’re a contractor hauling tools or someone transporting prized motorcycles, financing can be the key to upgrading without the headache.

Uses and Benefits of Enclosed Cargo Trailers

  • Weather Protection: Enclosed trailers shield your cargo from rain, wind, sun, and extreme heat, preventing damage and fading.
  • Security: Lock your trailer to keep your cargo safe, providing peace of mind when transporting valuable equipment.
  • Customization: Customize your trailer with shelving, benches, sinks, and branding for a mobile workshop or advertising platform.
  • Versatility: Perfect for transporting business equipment, hobby items, and even as a mini office or vending space.
  • Safety: Protect your items from falling off during transit, ensuring safe and secure transportation.

Enclosed Cargo Trailer Use Cases

  • Landscaping: Ideal for safely hauling tools and equipment.
  • Mobile Workspace: Contractors can use them as mobile workshops for tools and supplies.
  • Hobby Space: Great for woodworking, model building, or music setups.
  • Camping: Perfect for transporting gear or converting into a mini camper.
  • Mobile Business: Transform into a food truck, boutique, or office.
  • Equipment Storage: Store tools, home, or office equipment securely.
  • Off-Road Vehicle Hauling: Transport ATVs, UTVs, and dirt bikes.
  • Furniture Hauling: Cost-effective moving option.
  • Seasonal Storage: Store tools, sporting goods, or recreational items.
  • Tiny Getaway: Convert into a mini relaxation space like a She Shed or Man Cave.

Financing Options at NC Trailers

At NC Trailers, we offer a variety of financing solutions, including zero down payment plans for good credit, rent-to-own options without a credit check, and layaway programs for flexible payment schedules. We collaborate with multiple lenders to ensure competitive rates.

Why Trust NC Trailers?

Since 1996, NC Trailers has sold and maintained over 10,000 trailers, earning the title of the #1 Rated Trailer Dealer in the Carolinas. Our team is committed to providing expert service, competitive rates, and lifelong support.

Conclusion

Financing an enclosed cargo trailer gives you the freedom to keep your cash flow healthy while getting the equipment you need now. With options for good and challenged credit, quick approvals, and custom payment solutions, NC Trailers makes the process simple and convenient.

Want to learn more about trailer options? We also have blogs covering financing for utility trailers, car haulers, equipment trailers, and more—be sure to check them out for all your trailer needs.

If you found these tips helpful, be sure to check out our other blogs on trailer maintenance and safety. Don't forget to like, subscribe, and hit the notification bell so you never miss an update from NC Trailers. For more detailed information call, come by, or check us out on the web at nctrailers.com. We’d love to hook you up. Thanks, and see you next time!

About the Author

Hi, I’m Johnny Shelton with NC Trailers, the #1 rated trailer dealer in the Carolinas. With over 300 trailers in stock, we’ve proudly served contractors, adventure seekers, and everyone in between since 1996. Having sold and serviced over 10,000 trailers, we’re grateful for the trust our customers have placed in us. We’re committed to using our experience to help you succeed in all your trailer and towing needs. Let’s thrive together!

REQUEST FINANCING

Trailer Prelim Financing Blog
First Last N.
12:41 13 Apr 25
Nctrailers Team are awesome !!! Sam the sales representative was very helpful on the phone and when I should up on site. Shanice with my contract. Tammy explaining each process during the DMV registration and paperwork. Ryan was very patient in the pouring rain preparing and getting me connected to the truck and doing the safety checks 5 times to make sure no issues. Thanks nctrailers of Thomasville for professionalism and attention to detail. I definitely be seeing you guys in a few months for a car trailer .
Desiree B.
18:02 12 Apr 25
Had the pleasure of buying our first trailer for our new business from them this weekend. And let me say I can’t say enough about this company. From the first call with Donna, till we drove off the lot hooked up, they were absolutely amazing! Their inventory is intensive yes, but the customer service is extraordinary! Our purchase experience start with a transfer to Zach who was welcoming and extremely knowledgeable! Shancie took care of the financing and made everything so easy and simple, and Tammy was fast with our paperwork! Noah and Ryan went above and beyond for the install and hookup of all the accessories we choose! These folks are the best around and hire the most wonderful crew! Highly recommend them for any trailer purchase or service needs!
Mitch O.
12:47 12 Apr 25
I would like to take a minute and recognize several people at NC trailers. From the start it was Zach & Sam in sales which went above and beyond the process of helping me pick the correct trailer and helping me complete all necessary paperwork when I was literally 1800 miles away driving down the road.Shanice in financing made financing the trailer simple and quick, and behind the scenes Tammy in tag/title department was doing her magic so it all came together as one cohesive unit the day of picking the trailer up.Speaking of picking up the trailer, Ryan & Noah truly went above and beyond expectations working in the pouring rain, while not compromising standards of making sure everything went smoothly and that I was hooked up correctly while taking the time to fully go over every aspect of the trailer and how to hook and unhook the trailer.Tyler in Service & Parts was very helpful with information regarding the Gooseneck hitch for my next trailer.Thank you to each Team member of NC trailers. I HIGHLY recommend this company to anyone needing a trailer.So, if you need any type of trailer, accessory or even a repair, NC trailers should be your First and only stop. They truly make you feel like Family and the trailers are rated top in the Industry and priced very reasonably.Head on over to NC trailers and get your trailer today. Tell them Mitch with a “M” not a “B” sent you, and you should receive an extra smile or two.
Anthony T.
21:34 10 Apr 25
Awesome place to do business!
Shaun O.
04:19 09 Apr 25
I have to say I had great experience with the staff at NCtrailers in Thomasville, NC. The staff up there were amazing. I had the pleasure of being David’s first sale for his new career dealing in this type of equipment. He has had many years in sales and it shows but he decided to venture into a new atmosphere of sales. Working through the contract side of things Shanice was very thorough and was able to give me all the details I needed. She was so inviting and made you feel comfortable through would could be a stressful process.Tammy was a sweetheart with the tag and title paper work and talked me through all the necessary links and info I would need to setup the last little bit of info.Ryan and Noah had me all hooked up and ready to go and even took the time to help me find a short in my connection on my truck so I would be comfortable knowing all the lights and everything worked properly on the new trailer.All in all I had a great experience with the entire staff from parts to sales to service. I will most definitely be recommending them to anyone I know for their trailer needs.Now wish me luck on my lawn care company venture.Lawn Legends LLC.
Conard B.
14:22 07 Mar 25
The staff was very helpful and motivated I went back and forth with two trailers figuring prices and add ons they were very patient and provide me with two different layouts for two different prices. I finally made my decision. I would highly recommend for your next trailer go too NC trailer sales.
Keith B.
02:54 07 Feb 25
After searching many sites, I settled on calling NC Trailers of Thomasville, NC. Zach was very helpful over the phone answering my questions. After I decided on a trailer I drove 3 1/2 hours to arrive at their location only 30 minutes before they closed. They didn’t mind my late arrival or staying to complete the sale. I changed my mind on the trailer I wanted and Shaun was very quick to redo all the paperwork for the sale. Noah was also helpful in going over the trailer with me and answering questions I had. And thank you Tammy for saving me a trip to NCDMV, at NC Trailers they can do your DMV registration and you leave with tags already installed. The trailer pulled smoothly all the home.
Jenny D
00:33 11 Dec 24
Tyler at NC trailers was knowledgeable, helpful & communicated well. Tyler made getting the replacement part I needed hassle free. Thanks again!
Stephen J.
18:46 09 Dec 24
What a great place to purchase a trailer!! Such a huge inventory and very competitive pricing. My sales representative was Zach and he really went over the top to satisfy what I wanted. Shaun handled my contract and was super efficient as with Tammy, who handled my DMV paperwork. Many thumbs up to this great group!!Thanks so very much!!
Frederick H.
10:06 07 Dec 24
Bought a Landscaping trailer from them 5 years ago. Great trailer! They service and have parts in stock! Went and seen Tyler for parts the other day and he's very knowledgeable and friendly. Would recommend these guys to anyone! Dec 2024 Update: This is my second review. Lol. I some new HD axles installed on a trailer back in the spring and they are holding up GREAT! Thanks Tyler again for your sales work and Wes for an amazing flawless install! Great knowledgeable crew here!
Stephanie N James R
03:44 07 Dec 24
This company was great! Zach showed us great options, and helped us pick the perfect trailer for our needs. Shawn explained all of the extra packages we could add to it, and finalized the contract. Tammy did a great job at making sure we had our title, tag,and registration taken care of. And, Ryan and Noah got us hooked up and ready to go. Because they have an on-site parts and service department they were able to install the needed brake controller the our truck wasn't equipped with. Wonderful place. Will definitely recommend!
william C.
20:34 27 Nov 24
This is my second Trailer I bought from NC Trailers. Everyone that helped me went above and beyond with their service.Sales- ShancieFinance- ShawnDMV/paperwork- TammyHookup-Ryan & Noah.Their Service department helped me out a week later too.

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